How to use Alipay with International Bank Cards

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Planning a trip to China? Considering what you’ll need for your trip? There’s one thing to plan ahead: online payments! Nowadays people in China rarely use cash anymore. WeChat Pay and Alipay are widely used.

Here is an easy guide to help you to use Alipay with international cards.

Before we dive into the instructions, let’s take a look at essential money-related vocabulary that you might find useful during your time in China.

钱 (qián) – money

元 / 人民币 (yuán / Rénmínbì) - Chinese yuan / RMB

支付 (zhī fù) - to pay/make a payment

Alipay is an online payment platform that offers a wide range of financial services including transactions, money transfers, and bill payments. Now that you know quite a few money-related words, you’re ready to get your own Alipay account. Let’s start:

1. First, download the app. It’s available both for iOS and Android.

下载支付宝 (xiàzài zhī fù bǎo) - to download Alipay

2. Use your e-mail or international phone number to sign up.

注册账号 (zhù cè zhàng hào) - to sign up

3. Verify Your Account. After you chose preferable sign up option, you will receive a verification code.

4. Next, set a password to protect your account.

密码 (mì mǎ) - password; PIN

Next step is linking your bank account and Alipay.

银行卡 (yín hang kǎ) - bank card

01. Once you’ve logged in, find the Bank Cards option in the menu.

02. Click “Add Card”.

03. Follow the instructions to add your international card.

Alipay now accepts the following international payment systems: VISA, Master Card, Diners Club, Discover, JCB.

Congrats, all set! Alipay not only makes your payments easier, but also integrates frequently used travel services, including hotel booking, air ticket booking, car-hailing, public transport and exchange rate checking.

To make your first payment, choose one of the following options:

01. Scan: By selecting this option, you will need to scan the merchant’s QR-code.

银行卡 (sǎo yi sǎo) - to scan (the QR-code)

02. Pay / Collect: Using this option, you will need to present your QR-code to the merchant.

收钱 / 付钱 (shōu qián / fù qián) - to collect money / to pay money

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